If you have previously used TurboTax or H&R Block tax services, you may see your account’s stimulus deposit from Meta Bank and not the IRS. Meta Bank is the bank used for TurboTax and H&R Block. Please note that these deposits are legitimate and do not require further action. Please allow the necessary time for your stimulus deposit to clear and post to your “Available Balance.” Once it is part of your Available Balance, it will be available for use.

Please note: The IRS is urging people to visit for the most current information on the second round of stimulus payments rather than calling the agency, financial institutions, or tax software providers. The IRS phone assistors do not have additional information beyond what’s available on Learn more at

For more information about Economic Impact Payments and the 2020 Recovery Rebate Credit, visit You can check the status of your payment at For other COVID-19-related tax relief, visit

Stimulus payments being directly deposited into your account will initially show on your Home Banking account (or via the Mobiliti app) as a pending “Balance.” Once your stimulus payment has cleared your account, it will reflect as part of your “Available Balance.”

The Difference Between Balance and Available Balance:

Balance – The amount of money that is in your account at any given time. It reflects transactions that have posted to (cleared) your account, but NOT items that are outstanding.

Available Balance – The amount of money in your account that is AVAILABLE for you to use. The available balance includes holds placed on deposits and pending transactions (such as pending Debit Card purchases), that Security First Credit Union has authorized but have not posted to your account.

To learn more about Economic Impact Payments (Stimulus), visit
the IRS website:

The IRS and the Treasury Department began a second round of Economic Impact Payments to millions of Americans. There is no action required by eligible individuals to receive this new payment. Initial direct deposit payments have started arriving for some and continue into next week for many. Paper checks have started being mailed starting today and continue into January.

Some people may see the direct deposit payments as pending before the official payment date of Jan. 4, 2021. Please keep in mind that the payments are automatic, and you don’t need to contact your financial institution or the IRS with payment timing questions.

Most recipients will receive payments by direct deposit. People who got the first payments via Direct Express will receive this second payment the same way. For anyone who receives payments by check or debit card, these will be mailed through January. Carefully check your mail. Eligible individuals who didn’t receive an Economic Impact Payment this year – either the first or the second payment — will be able to claim it when they file their 2020 taxes in 2021. You can check the status of your payments in a few days by using the Get My Payment tool, available in English and Spanish on

For details, see:

For assistance on account balances or account questions, please contact our Call Center at 956-661-4000. You can also use Home Banking, Text Banking, and our Mobiliti App to access your account information when on the go.

Learn more at