Home Equity & Vacant Lot – Security First Credit Union

WHY A MORTGAGE FROM SECURITY FIRST CREDIT UNION?

Searching for a Home Equity or Vacant Property Loan, Security First Credit Union is here to help!
We offer competitive-rates. For additional Information on these two loan types, please contact our Mortgage Department at (956)661-4000 ext 1250.

Home Equity Mortgage Loans

Term	Rate	APR**
5 Years	4.25%-6.25%	4.886%-6.910%
10 Years	4.50%-6.50%	5.139%-7.113%
15 Years	4.75%-6.75%	5.392%-7.417%
20 Years	5.00%-7.00%	5.645%-7.670%
25 Years	5.25%-7.25%	5.898%-7.923%
30 Years	5.50%-7.50%	6.151%-8.176%

Unimproved Single Family Property (Vacant Land)

Term	Rate	APR**
5 Years	6.25%-8.25%	6.669%-8.677%
10 Years	6.50%-8.50%	6.75%-8.733%
15 Years	6.75%-8.75%	6.911%-8.920%

Disclosures:

*Rate depends on loan amount, term, and credit score obtained from a credit-reporting agency. Loan subject to credit approval.
** APR = Annual Percentage Rate. It is the annual cost of a loan to a borrower – including Financed Fees. The APR is accurate as of September 1, 2018.
Rates are subject to change without notice.
Membership eligibility required.
Financing available for properties in Willacy, Cameron, Hidalgo and Starr County.
1% origination based on loan amount (Not applicable on Home Equity Loans).
Based on a 125K loan amount with an 80% LTV (Loan To Value). Payment example does not include taxes and insurance premiums; actual payment may be greater
Please consult a tax advisor regarding the tax deductibility of interest and charges.
Security First Credit Union will NOT subordinate our lien. The 1^st lien must be with Security First to attain 2nd lien Home Equity or Home Improvement loan.
Closing cost may vary based on transaction.
Additional fees, terms, and conditions may apply.

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