Searching for a Home Equity or Vacant Property Loan, Security First Credit Union is here to help!
We offer competitive-rates. For additional Information on these two loan types, please contact our Mortgage Department at (956)661-4000 ext 1250.

Home Equity Mortgage Loans
Unimproved Single Family Property (Vacant Land)


  • *Rate depends on loan amount, term, and credit score obtained from a credit-reporting agency. Loan subject to credit approval.
  • ** APR = Annual Percentage Rate. It is the annual cost of a loan to a borrower – including Financed Fees. The APR is accurate as of September 1, 2018.
  • Rates are subject to change without notice.
  • Membership eligibility required.
  • Financing available for properties in Willacy, Cameron, Hidalgo and Starr County.
  • 1% origination based on loan amount (Not applicable on Home Equity Loans).
  • Based on a 125K loan amount with an 80% LTV (Loan To Value). Payment example does not include taxes and insurance premiums; actual payment may be greater
  • Please consult a tax advisor regarding the tax deductibility of interest and charges.
  • Security First Credit Union will NOT subordinate our lien. The 1st lien must be with Security First to attain 2nd lien Home Equity or Home Improvement loan.
  • Closing cost may vary based on transaction.
  • Additional fees, terms, and conditions may apply.